Car accidents cause all sorts of inconveniences
Car accidents cause all sorts of inconveniences, from missed work to car damage. While these inconveniences are unfortunate, they don’t compare to being injured in an accident. If you’ve sustained personal injuries in a car accident, especially at the fault of another person, the pain can be debilitating and encompassing.
In order to get compensation for your injury losses and medical expenses, consider this legal advice for going through the insurance claims process from the personal injury lawyers at our Law Firm.
How to File a Claim
In order to receive compensation for your personal car accident injury, you must file a claim with the insurance company of the at-fault party. If you are at fault, or there is no one at fault, you should file a first-party claim with your insurance company. For accidents where another person is at fault, you should file a third-party claim with their insurance company.
Once you’ve determined which insurance company to file with, call them and ask to file a claim for an accident involving a personal injury. Generally, in order to start a claim, the insurance company must be contacted within 24 hours of the accident. If you haven’t finished receiving medical care, it’s still a good idea to file a claim early and get the process started.
The Insurance Claims Process
Once a claim has been filed, an insurance adjuster, the insurance employee responsible for handling your claim, will investigate your claim. They’ll ask detailed questions about the accident, the damage each vehicle sustained, any injuries suffered, and any other information that might help them handle your claim, such as photos or witnesses.
Once the adjuster has investigated all aspects of the claim, they will either deny compensation or offer a settlement. The settlement will be for all charges they believe you should be compensated for.
As a general rule, you should not accept the first settlement offer that you receive. They might not have calculated in costs or losses such as lost wages, missed work or travel expenses to medical appointments. The best way to be sure you’re receiving a just settlement is to talk to a personal injury lawyer.
How to Build a Strong Personal Injury Insurance Claim
In order to make sure you receive a just settlement for your personal injury claim, make sure and follow these few tips and tricks from Rumph Childers, LLC in Macon.
Take lots of pictures. Take pictures of both the vehicles, the accident scene, and the location if possible. Take several different angled shots of the damage to your vehicle, close up and further away. Also, take pictures of your injuries the day of the accident and on subsequent days.
Keep receipts and bills. In order to accurately file how much compensatory damages were incurred by the accident, keep every receipt from medical visits, travel receipts to and from medical appointments, medical bills, emergency services bills, prescription receipts, co-pay receipts and anything else that might require compensation.
Proof of financial losses. This can include lost wages (missed work, etc.), lost capacity for work (permanent job loss) or other financial opportunities lost.
Contact a Personal Injury Lawyer. As you file a claim and seek a just settlement, it can be difficult to know if you’re receiving compensation equal to the costs. A personal injury lawyer, like the experts at Rumph Childers, LLC in Macon, Ga, can guide you through the red tape of insurance claims and help find you justice for your injuries.
Contact Personal Injury Attorney
If you’ve filed a personal injury claim with an insurance company, contact us, for legal advice. To set up a free consultation, contact our office or online.